How Much Does a Vasectomy Cost?
One thing we can tell you for sure: a vasectomy will cost less than another child. But the price does vary. The average cost of vasectomy can range from anywhere from $600 all the way up to $2,000.
Why the variation is pricing?
So why does the cost of a vasectomy vary so widely? Well, the first thing to consider is whether or not the procedure is performed in an office setting, which is always cheaper, or in a surgery center or hospital.
Beyond that, there are huge variations in how much individual practices charge and how much of a discount those practices agree to accept from insurers as payment in full. Most of these variations are historical accidents, not carefully crafted rational policies. Since most practices list a price that is much higher than they agree to accept from insurers as payment in full, cash customers need to check carefully what they need to pay and how much that payment includes.
Male vs. female surgical options
A vasectomy for a man is significantly less expensive than the sterilization surgery for a woman (tubal ligation), which may be as much as five times more costly. Generally, this is because tubal ligation is a longer, more complex surgery, performed in a hospital or surgery centre and requiring a general anaesthesia. A vasectomy is simpler, safer and less expensive than a tubal ligation.
How to cover the cost of a vasectomy
First, you should contact your medical insurance company and discuss your coverage, as most insurance programs include vasectomy. In such cases, the majority of vasectomy costs will be paid through the insurance. The out-of-pocket cost to you could be only a small co-pay or deductible amount.
Making the payment in cash is the next best option if you don’t have insurance coverage. Many practices, including ours offer a small discount for paying cash. Even if you create a special savings program in your household budget, it should not take long to put aside the total amount needed for a vasectomy. We recommend you call several urology practices and ask them what there “cash” price is … you may be pleasantly surprised!
Pay by Credit Card
Most medical office now accepts major credit cards. Although this makes it convenient, this means you will have to factor in the interest payments on the credit card and add that to the total cost of the procedure. You may consider paying part of it in cash and part with your credit card which may work better for your budget. We accept Visa and MasterCard.
If you or a loved one is seriously considering this procedure, be sure to consider everything that can be affected by it and not just the cost of a vasectomy. I it should not be entered into lightly. The cost of the procedure is just one small piece of the puzzle and with this information in hand it should be easier for you to choose the right surgeon.